SAHULAT Micro Finance Society, New Delhi established in 2010 is a voluntary non-political, non-profit making social service organization. It aims to provide interest free micro finance options for re​ducing socio-economic disparities and to achieve justice and equity for educationally and financially backward sections of the public at large. Its main function is to facilitate organizing and developing institutions, more particularly in co-operative sector.

It’s a fortunate feature of the Co-operatives in the country that the Central Co-operative Societies Act (Multi-State Co-operative Societies Act 2002) as well as the liberal State Co-operative Societies Acts do not contain any obligatory provision for payment of interest either on deposits mobilized from members or on loans provided to borrowers. Cooperative, being the member based and democratically managed legal entity, caters to various mutual economic needs of members. This is, therefore, an ideal form of institution to undertake the task of interest free transaction with effective control on the members without any major threat to the smooth functioning of interest-free micro finance system.

Your Financial Help is needed to allocate budgetary provision for:

To establish new branch of cooperative credit society primarily in minority concentrated district and blocks in India. To undertake research and development activities for identifying branch location, branch monitoring for progress and regulatory compliance, developing different products and financial instruments for affiliated cooperative credit society.


  1. Al-Khair Cooperative Credit Society Ltd., Patna ( Regd. for operations in Bihar, Jharkhand, Uttar Pradesh & Delhi under Multi-State Cooperative Societies Act, 2002)
  2. Khidmat Mutually Aided Cooperative Credit Society Ltd. (Regd. for operations in Medak Distt. under Andhra Pradesh Mutually Aided Cooperative Societies Act, 1995)
  3. Sanghamam Cooperative Credit Society Ltd., Khozikode (Regd. for operations in Kerala, Tamil Nadu, Pondicherry under Multi-State Cooperative Societies Act, 2002

SAHULAT publishes its bi-annual journal “Sahulat- A Journal Of Interest Free Microfinance” to envisage the idea of interest free microfinance.

SAHULAT in association with Radiance Viewsweekly, as the media partner, has created a forum namely Forum for Group Discussion on Economic Issues (FGDEI)to discuss economic issues with regular periodicity.

SAHULAT is piloting a project namely Sahulat Business Cooperation Group (SBCG) in Malvani ,Mumbai and Patna City,Patna with individuals just above subsistence level and engaged in some income generating activity.

For detailed information, please contact:

E-89, Darussalam Building,
Flat No- 403, Near Hari Kothi,
Alshifa Hospital Road,
Abul Fazal Enclave part-1
Jamia Nagar, Okhla,
New Delhi-110025;

011 2994 0031​/0032

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